Bad Credit
Aransas Autoplex Works with Texas's Subprime Credit
When you're shopping for a new or used vehicle but know you have subprime credit, the process can be stressful and uncertain. With Aransas Autoplex, let all that fear and uncertainty melt away. We guarantee approvals even for those struggling with bad credit, recent credit damage, or no credit at all. Stop by today to speak with our financial experts in Aransas Pass. We can't wait to get you moving in the car, truck, or SUV of your dreams.
Working Around Bad Credit
Here at Aransas Autoplex we believe that everyone should have the opportunity to get a vehicle that will work with their lifestyle. Owning a car is the gateway to personal freedom and responsibility and a poor credit standing should have no bearing on your ability to gain these capabilities. Even if you've recently struggled with a big hit to your credit such as a divorce, bankruptcy, or vehicle repossession, we will help you get an auto loan.
Our broad range of lenders through the Rockport and Corpus Christi, TX areas expand your loan options and make it possible to get the vehicle you and your family need. Our main goal is to help you buy the used truck, car, or SUV you need while still adhering to your monthly budget despite a subprime credit score.
How to Trade in Your Used Vehicle for Cash
One way you can contribute to your own financial situation is by bringing your current car, truck, or SUV into our used car dealership. You can skip the stress of trying to sell privately and get a fair price your current model to apply to your future model that suits your life better. It's a great way to mitigate the subprime car shopping situation and financially aid in your future vehicle.
Trajectory of Your Car Loan
Many customers come into our Ingleside dealership wondering how long a car loan payment commitment will be. It's an important factor in figuring out if you can afford one. Typically, taking out a car loan will last four or five years, but long-term loans can last up to seven years. Our advice? Opt for the shortest loan possible that still fits into your budget.
Navigating MSRPs
MSRP stands for manufacturer's suggested retail price and works as the suggested amount one might pay for a car on the market today. In many circumstances, drivers purchase their car, truck, or SUV at a price below the MSRP, but this varies vehicle to vehicle.
Navigating APR Financing
APR, or annual percentage rate, consists of the total loan interest rate with fees that are factored into your monthly loan payment. When you're budgeting for your car, our finance center can help you calculate this amount, as it's oftentimes a large portion of your monthly payment.
Common Questions About Interest Rates
If you have subprime credit and are on a tight budget in terms of making timely car loan payments, you're probably wondering how steep your interest rate will be. It varies greatly from vehicle to vehicle but usually falls between four- and five-percent. If you struggle with subprime credit, however, you could suffer from inflated interest rates. We can help you mitigate these roadblocks by assisting you in finding a loan with the best interest rate possible for your financial position.
Place Your Trust in the Aransas Autoplex Finance Center
Bad, subprime, or no credit shouldn't define what you're able to do. Here at Aransas Autoplex, we don't let it define what you drive. Stop by today to learn more about the ways in which you can secure an auto loan with us despite a poor credit score. We’re here to provide solutions to your roadblocks.
Aransas Autoplex
2352 W Wheeler, Aransas Pass, TX 78336
Contact UsHours
| Monday | 8:00AM - 7:00PM |
| Tuesday | 8:00AM - 7:00PM |
| Wednesday | 8:00AM - 7:00PM |
| Thursday | 8:00AM - 7:00PM |
| Friday | 8:00AM - 7:00PM |
| Saturday | 8:00AM - 4:00PM |
| Sunday | Closed |
| Monday | 8:00AM - 6:00PM |
| Tuesday | 8:00AM - 6:00PM |
| Wednesday | 8:00AM - 6:00PM |
| Thursday | 8:00AM - 6:00PM |
| Friday | 8:00AM - 6:00PM |
| Saturday | 8:00AM - 2:00PM |
| Sunday | Closed |
| Monday | 8:00AM - 6:00PM |
| Tuesday | 8:00AM - 6:00PM |
| Wednesday | 8:00AM - 6:00PM |
| Thursday | 8:00AM - 6:00PM |
| Friday | 8:00AM - 6:00PM |
| Saturday | 8:00AM - 2:00PM |
| Sunday | Closed |